Creative Financing

Your Home Equity. Your Next Opportunity.

You already own your home and property. The equity you've built could help you fund the renovation or new construction project you've been planning — without depleting your savings.

Even if you still have a mortgage, you likely have equity — and you can borrow from that equity to finance the build. Hayes Luxe Homes provides your lending solution through our partner, BlueGrey Mortgage.

You own it. Our finance partner can help you finance your renovation or build.


Put Your Equity to Work

This financing option is for current homeowners investing in their existing property. Qualified homeowners may use a home equity loan or home equity line of credit to finance the build, without needing the entire project budget in savings.

No Down Payment Option

With sufficient available equity and lender approval, financing may cover the full approved project cost without a separate down payment. Eligible closing costs may also be included in your loan amount. Your financing options and monthly payment will depend on your credit, available equity, income, and amount financed.

More Possibilities on Your Property

A luxury renovation transforms how you live in your home every day. Upgrade the bathroom you've been putting off, complete a whole-home renovation in one timeline, or add the kitchen, outdoor living space, or primary suite you've always wanted. Financing makes it possible to do it right — not just what the savings account allows.

From Possibility to Plan

We'll discuss your property, project goals, and timeline, then coordinate your financing review with BlueGrey Mortgage. Loan approval can move forward together with your project planning, with a target of approximately six weeks, depending on your application and local requirements.

Our Financing Partner

Hayes Luxe Homes works with BlueGrey Mortgage to provide your lending solution — a licensed mortgage company with deep experience in home equity financing for homeowners ready to invest in their property.

BlueGrey Mortgage, LLC

NMLS #1652977

Tyler Nguyen

Founder, President and Mortgage Loan Originator

NMLS #1401779

Explore Your Financing Options

Contact us to discuss your project and financing options with Hayes Luxe Homes and BlueGrey Mortgage.

Financing is subject to credit, sufficient equity, income qualification, and lender approval. No down payment and financed closing costs depend on the approved loan program. Home equity financing is secured by your existing home. Loan timelines vary.

Hayes Luxe Homes luxury interior